Welcome to Afford Today (the “Site”), operated by Afford Today LLC (“we”, “us”, or “our”). By accessing or using www.affordtoday.com and its related services, products, tools, and resources (collectively, the “Services”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please refrain from using our Site or Services.

1. Overview of Services

Afford Today provides information, resources, vendor directories, budgeting tools, and curated product recommendations related to event planning (including weddings, funerals, and parties). Our aim is to connect users (“you,” “your”) with affordable planning solutions, featured vendors, and accessible event products, some of which may be promoted via affiliate partnerships.

2. No Liability for Vendors, Products, or Affiliate Links

• Informational Purposes Only: All vendor listings, recommendations, and product features are provided for general informational purposes. Afford Today does not directly sell products or planning services (unless explicitly stated), nor do we guarantee, endorse, or warrant the quality, safety, legality, suitability, or fitness for purpose of any vendors, services, or products mentioned on our Site.
• Vendor Independence: Vendors featured or linked on Afford Today are independent third parties and are not employees, agents, or representatives of Afford Today. We do not control how vendors operate, nor do we participate in their transactions or contractual agreements with users.
• Affiliate & Sponsored Links: Some product links may be affiliate or sponsored links, which means we may earn a commission if you purchase through those links. This does not impact your price or purchase experience, and we make all efforts to clearly disclose any such relationships.
• Limitation of Liability: Under no circumstances, including negligence, shall Afford Today, its owners, employees, agents, or affiliates be liable for any direct, indirect, incidental, special, consequential, punitive, or exemplary damages, losses, disputes, injuries, or claims related to your interactions with vendors, your use of products or services purchased via our Site, or your reliance on any information provided on our Site.
• No Legal Responsibility: You agree that Afford Today is not a party to, and is not responsible or liable for, any transactions, communications, or disputes between you and any vendors or third parties. We do not mediate disputes.
• No Warranties: All information and services are provided “as is” and “as available,” without warranties of any kind, either express or implied.

3. User Responsibilities

• Independent Decision-Making: It is your responsibility to conduct your own due diligence before engaging with any vendor or purchasing any product or service recommended on our Site. You assume all risk when using information, recommendations, or resources described herein.
• Compliance with Laws: You are responsible for compliance with applicable local, state, and federal laws when using any vendors or purchasing any products featured on our Site.

4. Intellectual Property

All content, including text, images, graphics, design, and other materials on Afford Today, are the property of Afford Today LLC or its licensors, unless otherwise noted. You may not reproduce, distribute, or transmit any part of the Site without our prior written consent.

5. Indemnification

You agree to indemnify, defend, and hold harmless Afford Today, its owners, employees, representatives, and affiliates from and against any losses, damages, claims, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Site, your relationship or disputes with vendors or third parties, or your violation of any law or rights of any third party.

6. Changes to Terms

We reserve the right to modify these Terms at any time. Changes are effective immediately upon posting to the Site. Your continued use of Afford Today constitutes your acceptance of the updated Terms.

7. Governing Law

These Terms shall be governed by the laws of the State, without regard to its conflicts of law principles.

8. Contact Information

If you have questions or concerns regarding these Terms, please contact us at AffordToday@gmail.com.

Disclaimer:
This sample Terms and Conditions is intended as a general reference and should be reviewed and adapted to match your specific jurisdiction and business needs. For maximum legal protection, you are encouraged to consult a qualified attorney.